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Terms and Conditions

Legal Terms of Service

Please read these Terms and Conditions carefully before using SecureCarCoverage services. By accessing and using our platform, you agree to be bound by these terms.

1. Acceptance of Service Terms

By accessing or using the SecureCarCoverage website, platform, or services, you acknowledge that you have read, understood, and agreed to be bound by these Terms & Conditions. If you do not agree, you should discontinue use of our services immediately.

2. User Eligibility

SecureCarCoverage services are available only to individuals who are at least 18 years old and legally capable of entering into binding agreements. By using our services, you confirm that you meet these eligibility requirements.

3. Authorized Use & Restrictions

You are granted limited permission to access and use our website strictly for personal and lawful purposes. You agree not to:

  • Copy, reproduce, or redistribute content without written consent
  • Attempt unauthorized access to systems or data
  • Use the platform for fraudulent or unlawful activities
  • Introduce malware, viruses, or disruptive technologies
  • Misuse automated tools to extract website data

4. Insurance Products & Coverage Terms

SecureCarCoverage connects customers with licensed insurance providers. All coverage details, premiums, exclusions, and limits are governed by the official policy documents issued by insurers.

  • Coverage approval is subject to underwriting
  • Premiums depend on information provided by the customer
  • Inaccurate details may result in denial or cancellation
  • Policies are non-transferable unless stated otherwise

5. Claims Handling & Resolution

In the event of an incident or loss, claims must be reported promptly and supported with accurate documentation. Claim approvals and settlements are determined solely by the insurer based on policy terms.

  • Claims may require inspection and verification
  • False claims may lead to policy termination
  • Disputes may be resolved via arbitration or legal action

6. Payments, Billing & Renewals

Policyholders are responsible for timely premium payments. Failure to pay may result in suspension or cancellation of coverage.

  • Late payments may incur additional charges
  • Coverage lapses may impact future eligibility
  • Premiums may change due to risk reassessment

7. Disclaimer of Warranties

SecureCarCoverage provides services on an “as-is” basis without warranties of any kind. We do not guarantee uninterrupted service, accuracy of content, or absolute security, although reasonable safeguards are implemented.

8. Limitation of Liability

To the maximum extent permitted by law, SecureCarCoverage shall not be liable for indirect, incidental, or consequential damages, including loss of data, income, or business opportunities.

9. User Indemnification

You agree to defend, indemnify, and hold harmless SecureCarCoverage and its affiliates from any claims or damages resulting from misuse of our services or violation of these terms.

10. Intellectual Property Rights

All website content, trademarks, graphics, and software are owned by SecureCarCoverage or its licensors. Unauthorized use or reproduction is strictly prohibited.

11. External Links & Third-Party Services

Our platform may include links to third-party websites. We do not control or endorse these sites and are not responsible for their content, privacy practices, or services.

12. Updates to Terms

SecureCarCoverage reserves the right to modify these Terms & Conditions at any time. Updates will be effective upon posting. Continued use constitutes acceptance of the revised terms.

13. Account Suspension & Termination

We reserve the right to suspend or terminate access if a user violates these terms, engages in fraud, provides false information, or fails to meet payment obligations.

14. Governing Law & Jurisdiction

These terms shall be governed and interpreted under the laws of the Commonwealth of Virginia. Any disputes shall be resolved exclusively within Virginia courts.

15. Severability

If any provision of these terms is deemed invalid, the remaining sections shall continue in full force and effect.

16. Contact Information

For questions regarding these Terms & Conditions, please contact:

  • Email: [email protected]
  • Phone: +1 (530) 287-0991
  • Address: 13161 Booker T Washington Hwy, Hardy, VA 24101